TAX SEASON IRS CALLING ALERT
As the federal tax filing deadline approaches next month, tax-related scams are heating up.
In one popular scheme, people impersonating IRS agents call taxpayers, claim they owe taxes, and demand immediate payment using a prepaid debit card or a wire transfer. Those who refuse are threatened with arrest, deportation or loss of a business or driver's license. The callers can manipulate caller ID to make it look like they are calling from an IRS phone number; in some cases they know the last four digits of the taxpayer's Social Security number.
"We have seen scams based on unsolicited text messages and aggressive phone calls," said David Pollino, senior vice president and enterprise fraud prevention officer at Bank of the West in a recent interview. "We've seen scams in which people call claiming to be with the IRS, saying, 'We'll arrest you if you don't wire money to us immediately.'"
Source: Bank Technology News by Penny Crosman, MAR 20, 2015 4:42pm ET
QUICKEN/QUICKBOOKS INTERNET FRAUD AWARENESS (10/6/2014):
USE EXTREME CAUTION WITH SEEMINGLY LEGITIMATE PHONE NUMBERS OBTAINED FROM THE INTERNET.
Phishing scams through fraudulent emails and websites often contain "stolen" images from trusted sources to make it appear they are a legitimate person or organization. Sometimes they contain a fraudulent "Customer Service" or "Support" phone number to call for assistance at which point the "hackers" will ask for remote access to your computer requiring personal information such as passwords, credit card numbers, account numbers, etc.
In one such scam, a person did an internet search for "Intuit Quicken Support" and called the toll-free number listed on the seemingly legitimate website - 877-614-7554. "Support" installed a remote desktop application to the person's computer, took a credit card number for "payment" and took several screenshots. "Support" then had access to every personal item stored on that person's computer.
To avoid becoming a victim of a phishing scam, visit the Federal Trade Commission's website for the latest scam alerts.
HOME DEPOT BREACH UPDATE (09/19/2014):
Home Depot reported that 56 million debit and credit cards were compromised during the payment data breach that took place between April and September. The breach was confined to their self-service checkout terminals, so not everyone who shopped at Home Depot during that time period was affected.
We are reissuing new cards to customers as soon as we receive notice of cards that have been potentially compromised. Affected customers will receive card replacement details by mail.
HOME DEPOT BREACH UPDATE (09/10/2014):
We have been keeping abreast of the Home Depot payment data breach. At this time, Home Depot is reporting that customers who made purchases at its U.S. stores (not online) as far back as April were exposed. In addition, the company is reporting that personal identification numbers for debit cards were not taken. More details about the full scope of the breach, however, have yet to be confirmed.
Customers, please be assured we will continue to closely monitor this breach and any potentially compromised cards. Remember, always review your bank statements closely. If you suspect fraud, please contact us immediately.
ATTENTION: Online Banking Customers using Internet Explorer Version 8
Microsoft is no longer providing security updates or support for Internet Explorer 8. You will need to download Internet Explorer 9 or higher or download a current version of Mozilla Firefox or Google Chrome.
You will still be able to login to online banking with an Internet Explorer 8 browser. However, you may experience limited functionality and/or a visibly altered user interface (screens). In order, to have an optimal experience with online banking you will want to upgrade to a supported browser.
Please be aware that we will never call you and ask for account number or debit card number information. If you receive a call such as this, please hang up and contact your local branch or our toll free number 800-434-1181 to let us know about the call you received. Thank you!
We have tested and confirmed that all of Chesapeake Bank's customer portals and websites are free from the Heart Bleed Bug vulnerability.
IMPORTANT NOTICE REGARDING YOUR DEBIT CARD
We at Chesapeake Bank are constantly working to protect our customers from fraud and identity theft. Nationally, there has been a significant increase in fraudulent activity through debit card transactions in retail stores. Because of recent retail store breaches, we want to protect our customers from these fraudulent transactions. We are blocking all signature-based transactions at certain retail stores that experience high volumes of fraudulent transactions. You may continue to use your card with your PIN number.
If you have any questions or concerns regarding this matter or you need to order your PIN number, please contact your local branch or (877) 354-2757. We want to ensure that you feel comfortable in our efforts to protect you as our customer while maintaining the service that you deserve.
VISA/MASTERCARD PHONE SCAM:
IF A COMPANY CALLS YOU, DO NOT GIVE THEM ANY INFORMATION. Instead tell them you will call them back. Call the bank that issued your card (use the number on your card, not the one they give you) to verify this fraud has taken place.
The scam works like this:
Person calling says - 'This is (name) and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460, your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona?' When you say 'No', the caller continues with, 'Then we will be issuing a credit to your account. This is a company we have been watching, and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address). Is that correct?' You say 'yes'.
The caller continues - 'I will be starting a Fraud Investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number. 'Do you need me to read it again?'
Here's the IMPORTANT part on how the scam works- The caller then says, 'I need to verify you are in possession of your card'. He'll ask you to 'turn your card over and look for some numbers'. There are 7 numbers; the first 4 are part of your card number, the last 3 are the Security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the last 3 numbers to him. After you tell the caller the 3 numbers, he'll say, 'That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?'
Card Breach Update (01/29/2014):
We have issued new cards to all cardholders with compromised cards related to the recent breach of card numbers through various retail stores, mainly Target. Please, activate your new card as soon as you receive it. The majority of cardholders should have received their new cards at the beginning of January and the old card associated with the breach will close on January 31, 2014.
If you have further questions, please contact your local branch or call 800-434-1181.
Target Breach Update (12/23/2013):
If you used your credit or debit card at Target stores between November
27, 2013 and December 15, 2013 your card number may have been stolen due
to a data breach at Target. We are due to receive a list of compromised
cards and will be notifying our affected customers this week. We will
close those cards and reissue new ones. In the meantime, be sure to check
your account often OR call us to close your card and have a new one
ordered. You may call 800-434-1181 or your local branch during business
SECURITY ALERT: We want you to be aware of the Target Corp. breach that potentially exposed the credit and debit cards of 40 million customers that made purchases at Target between November 27, 2013 and December 15, 2013. If you happened to make a purchase at Target during this time period, please be sure to check your account daily and inform us of any transactions that you did not make. Once we receive more information we will update you. Check this page for updates.
SECURITY ALERT: Please, contact us to verify any emails or text messages you receive pertaining to your accounts before taking action.
SECURITY ALERT: Token users – be aware that we do not use pop-up screens with the online banking login process. DO NOT ENTER YOUR TOKEN CODE in any screen that appears in front of the online banking screens. Contact us immediately if this happens to you.