Welcome to banking, your way.

myChecking 1

Ideal when you want a simple, straight forward checking account

Opening Deposit: $100

Interest: No Interest

Monthly Maintenance Fee: No monthly maintenance fee when you select two of these four options:

  1. Direct Deposit
  2. Online Banking with e-statements
  3. One point of sale debit card transaction per month
  4. Text Banking
  5. -or-
  6. $500 average daily balance

Otherwise $5 per month

Additional Benefits:

  • Bill Pay
  • Debit Card - Daily Limits
    • $300 ATM
    • $2,500 point of sale
  • No fees at Chesapeake Bank ATM's
  • Overdraft protection from a linked deposit account $5 per transfer

myChecking 2

Ideal when you want a checking account that helps make more out of your money

Opening Deposit: $100

Interest: Balance > $2,000

Monthly Maintenance Fee: No monthly maintenance fee when you select three of these five options:

  1. Direct Deposit
  2. Online Banking with e-statements
  3. One point of sale debit card transaction per month
  4. One mobile deposit per month
  5. Text Banking
  6. -or-
  7. $2,000 average daily balance

Otherwise $10 per month

Additional Benefits:

  • Bill Pay
  • Debit Card - Daily Limits
    • $300 ATM
    • $2,500 point of sale
  • No fees at Chesapeake Bank ATM's
  • $10 monthly rebates per statement cycle for surcharges at non-Chesapeake Bank ATM's anywhere in the U.S.
  • Overdraft protection from a linked deposit account $5 per transfer

myChecking 3

Ideal when you want a checking account where you'll keep high balances and have access to complimentary services

Opening Deposit: $100

Interest: Tiered Interest on Balances >= $10,000

Monthly Maintenance Fee: No monthly maintenance fee when you manager your account in the following manner:

  • $10,000 average daily balance
  • -or-
  • Combined deposit balances >= $50,000
  • -or-
  • Combined loan & deposit balances >= $250,000

Otherwise $20 per month

Additional Benefits:

  • Bill Pay
  • Debit Card - Daily Limits
    • $300 ATM
    • $2,500 point of sale
  • No fees at Chesapeake Bank ATM's
  • $20 monthly rebates per statement cycle for surcharges at non-Chesapeake Bank ATM's anywhere in the U.S.

  • Free:
    • First box of checks
    • Cashier's Checks
    • Stop Payments
    • Overdraft protection from a linked deposit account
    • Inbound Wires and Outbound Wires
    • Notary
    • Signature Guarantee

For additional product or service information, please visit your nearest Chesapeake Bank branch in the Northern Neck,Middle Peninsula, Williamsburg or Richmond. Or call 800-434-1181 to speak to a customer sales associate.