Are you a veteran or on active duty military? Then, thank you for your service! With no down payment required, eligible veterans, active-duty personnel, national guard, and surviving spouses can purchase or refinance a home. In addition, private mortgage insurance is not required. With a Certificate of Eligibility from the Department of Veterans Affairs, you can purchase or refinance a home with limited closing costs and flexible credit criteria.
- Zero down payment
- Interest Rate Reduction Loans for 'streamlined' or limited credit qualifying rate reductions
- Cashout Refinances up to 90% of the appraised value of the home
- Energy Efficient Improvement Mortgages to finance energy improvements for refinancing or purchase transactions
Don't forget to ask our representative about veterans’ purchase grants that are available to cover closing costs for qualified applicants.