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Choosing a local lender makes a big difference. The national mortgage servicers can wow you
with promises and special offers, but nothing is more valuable than receiving a local, personalized
approach to your mortgage process.
Buy now, build later. Whether you purchase land to build a home or for investment, we offer 3- to 5-year adjustable rate mortgages with up to 20-year amortization.
You have a local builder. Get a local mortgage. You’ll pay interest only on costs as you incur them. And the paperwork is easy too!
Interested in financing $484,350 or more? Contact your nearest Chesapeake Bank mortgage loan officer for details.
With products like FHLMC, FHA, USDA, and VA Loans we are sure to have a product that meets your needs. Our grants funds also make home buying more possible than ever before.
We take the home loan process personally. That’s why you’ll find a knowledgeable home loan expert ready and available to answer your questions and ease your concerns.
Our number one goal is to make sure you get the mortgage that’s best for you and makes you feel great about the loan you’re getting.
The HomeOne℠ Mortgage is a conventional fixed-rate product by Freddie Mac designed help you qualify faster and easier. There are no income requirements and a minimum contribution from your own funds is not needed. There are also 15, 20, and 30 year terms available and all servicing stays within Chesapeake Bank.
FHA Advantage Loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) — which is part of HUD — insures the loan, so your lender can offer you a better deal. With low down payments, low closing costs, and easy credit qualifying, an FHA loan may be right for you.
Are you a veteran or on active duty military? Then, thank you for your service! With no down payment required, eligible veterans, active duty personnel, national guard and surviving spouses can purchase or refinance a home. In addition, private mortgage insurance is not required. With a Certificate of Eligibility from the Department of Veterans Affairs you can purchase or refinance a home with limited closing costs and flexible credit criteria.
Don't forget to ask our representative about Veterans purchase grants that are available to cover closing costs for qualified applicants.
In a rural area and need 100% financing? USDA loans are used to help low income borrowers purchase homes in rural areas. No down payment is required.
Rural Development may be able to help you. USDA (Rural Development) has partnered with local lenders to help us extend 100% financing opportunities to individuals and families.
Our competitive rates make it easy to write checks against the equity in your home with a home equity line of credit from Chesapeake Bank.