Your checking account is the building block of your relationship with Chesapeake Bank. So we give you exactly what you want.

Choose the account that's right for you.

Totally-Free Checking

No fees, no minimum balance, no kidding. ATM and VISA® CheckCards are available. Plus, your first order of in-house checks is free.


Checking with interest and extras. You get free services you’ll really use, higher rates on savings, and higher purchase limits on ATM and CheckCard transactions.

Chesapeake Premium Gold

Money market rates, unlimited access. Enjoy the benefits of a high-yield checking account, including attractive interest rates tiered at $25,000 and $50,000.

Compare Rates




Minimum $100 $2,000 $10,000 to Earn Interest
Monthly service charge $0 $10 $0
Minimum to waive service charge N/A $1,000 Average Balance N/A
Interest bearing N/A Tiered Rates/Balance of $25k+ Tiered Rates/Balance of $10k+

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Contact me with more information about this account
- or -
start a live chat
Contact me with more information about this account
- or -
start a live chat

Visit the CALCULATORS page to utilize our various savings, planning and loan calculators to determine which products best fit your budget and your life. 

Frequently Asked Questions

Q: How can I access and manage my account?
A: You may choose to have a CheckCard to use for purchases on your account or have check writing ability. Please visit our ONLINE BANKING page to learn more about managing your account online.

Q: Do I have overdraft protection?
A: Many of our customers have overdraft protection on their account. Please call 800-434-1181 or your local branch to inquire about overdraft protection.

Q: What are the fees associated with my account?
A: Most of our checking accounts are service charge free (see the Compare Accounts tab). To see any miscellaneous fees associated with your account check out our FEE SCHEDULE.

Tips & Advice

Visit our FINANCIAL FITNESS page to brush up on your financial skills and check out some suggested sites for financial advice.

Kiplinger Finance

MSN Money

Check out our Community Currents newsletter for quarterly tips and advice. Sign up to receive this email newsletter by entering your email address below, under 'Newsletter.'