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Essential Checking

Designed for the minimalist at heart.

This digital checking account comes with rock-solid, customer-centric features that our customers love.

Open an account

Why open an Essential Checking Account with us?

Our Essential Checking Account, provides for your checking and money management needs in a digital experience. It's easy to get started, and our team is right here to help. The Essential Checking Account has the following features:


$0 Monthly Fees

No monthly fees so don't stress over maintaining a certain balance or meeting qualifications. 



Online Banking

Access your Chesapeake Bank accounts and statements online, at any time, and take charge of your financial health.


Mobile Banking

Chesapeake Bank's myMobile App includes one touch banking solutions that allow you to pay bills plus send and receive money from friends. Available for download in the Google Play Store and iTunes App Store.

Phone Plus

Mobile Check Deposit

Deposit checks from your mobile app. Feel secure and save time by submitting checks with just a quick picture.


Cash Back

Use your Chesapeake Bank Debit card and earn five cents cash back for every successful transaction.


Direct Deposit

One less errand for you to check off your list. Set-up your paycheck to deposit directly into your account up to 2 days earlier.