You need a bank that understands what you need.



Tommy Adams

Vice President, Commercial Lending

With more than 25 years of banking and lending experience, Tommy Adams is very big on small business. This hands-on business officer works primarily with clients in the Richmond and Chesterfield communities.

While he has worked in a variety of roles from retail to commercial banking, Tommy has spent a majority of his career in the commercial lending profession. A graduate of Radford University with a BS in business/commerce, he recently earned a diploma from the Graduate School of Banking at Louisiana State University. He’s an active member of the Chesterfield Chamber of Commerce and has been very involved in the WHF Ruritan Club, where he currently serves as president.

“I love being involved, watching and helping clients grow their businesses. I always strive to treat my clients the way I would want to be treated.”

Contact Us

What kind of services can you bring my small business?

We have checking accounts that that fit almost any type of situation – and when you bank with us, you’ll have your own business officer. We also offer business loans with flexible terms and fast turnaround. And our card processing services can keep you up and running, with no hidden fees, ever.

You can choose from all the products you need, including:

  • Free business debit cards
  • Business online banking
  • Business credit cards
  • Positive Pay
  • Remote deposit capture
  • Business Money Market accounts
  • Business loans for growth, expansion, and improvements
Why should I consider Chesapeake Bank instead of a big bank?

One reason – local decision-making. We’re part of this community and we want you to succeed. So we go beyond the numbers to get the real story before making any decisions on loans. Another reason – you’ll have your own business officer, so you’ll always be helped by someone who knows you and your business.

You’re local – how does that help me with my day-to-day operations?

Here’s a great example – our card processing services. If you take credit or debit cards, you know how important it is to stay up and running at all times. With Chesapeake Bank card services, if your equipment goes down, we’re there, on-site, as soon as possible. Another example is with our loans. Since we have local decision making, our approval process is quicker than you’ll find with other financial institutions.