Home ownership can get a little messy.

Good thing your loan process won’t be.

Apply Now

Want your loan process to go smoothly? A local lender makes all the difference. Our experienced lending specialists take a get-to-know-you approach to help you find the right loan. And the entire process is done right here.

Apply for a mortgage

With a home loan from Chesapeake Bank, you get more than a mortgage. You get a team of local lenders to help you with your loan from application stage to final payment. Our approvals are made by people not just computers. And, we’ll work to find the best loan to fit your specific situation.

Getting Started

If you need assistance, please call us at 800-434-1181. We’re available 9 a.m. to 5 p.m., Monday through Friday.

In your application, select the “prequalification” option. A loan officer will review your information and call to discuss. Once you know how much home you can afford, your loan officer can convert this application into a mortgage application. With your approval, your credit is checked at this point in the process.

Home Loans

First-time Homebuyer Loans

Buying your first home? The HomeOne℠ Mortgage and Home Possible® Mortgages are designed with more flexible qualifications for financing.

Jumbo Loans

Interested in financing more than $726,200? Contact your nearest Chesapeake Bank mortgage loan officer for details.

Home Construction Loans

Choose between two types of construction loans. Contact your nearest Chesapeake Bank mortgage loan officer for details.

Home Equity Loan

Our competitive rates make it easy to write checks against the equity in your home with a home equity line of credit from Chesapeake Bank.

Affordable Home Loan Programs

Pathway Mortgage

A real estate loan with special qualifying requirements, such as lower income, less money down, and lower closing costs.

Land Loans

Land Loans

Buy now, build later. Whether you purchase land to build a home or for investment, we offer adjustable-rate mortgages.

Contact Us

Connect with one of our lending specialists.

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