Want your loan process to go smoothly? A local lender makes all the difference. Our experienced lending specialists take a get-to-know-you approach to help you find the right loan. And the entire process is done right here.
Apply for a mortgage
With a home loan from Chesapeake Bank, you get more than a mortgage. You get a team of local lenders to help you with your loan from application stage to final payment. Our approvals are made by people not just computers. And, we’ll work to find the best loan to fit your specific situation.
Getting Started
- Visit our mortgage center page to complete your application.
- A mortgage loan officer will call you within 24 hours or the next business day to review your application and discuss options.
If you need assistance, please call us at 800-434-1181. We’re available 9 a.m. to 5 p.m., Monday through Friday.
In your application, select the “prequalification” option. A loan officer will review your information and call to discuss. Once you know how much home you can afford, your loan officer can convert this application into a mortgage application. With your approval, your credit is checked at this point in the process.
Home Loans
First-time Homebuyer Loans
Buying your first home? The HomeOne℠ Mortgage and Home Possible® Mortgages are designed with more flexible qualifications for financing.
Jumbo Loans
Sometimes a conventional mortgage just isn’t enough. Maybe you’re buying a large home or live in an area where housing costs are high. If that’s the case, a jumbo loan may work for you.
Home Construction Loans
Choose between two types of construction loans. Contact your nearest Chesapeake Bank mortgage loan officer for details.
Home Equity Loan
A Home Equity Loan allows homeowners to borrow against the equity in their homes. The loan amount is dispersed in one lump sum and paid back in monthly installments on a fixed rate over a fixed period of time.
Home Equity Lines of Credit
A Home Equity Line of Credit, also known as HELOC, is a line of credit, with a variable interest rate, similar to a credit card. It allows you to borrow and repay funds on an as-needed basis during a specified period of time. Your home is collateral for the line of credit. HELOC’s are often used to pay for home improvements, but the funds can go towards any type of expense.
Affordable Home Loan Programs
Pathway Mortgage
A real estate loan with special qualifying requirements, such as lower income, less money down, and lower closing costs.
Land Loans
Land Loans
Buy now, build later. Whether you purchase land to build a home or for investment, we offer adjustable-rate mortgages.
Contact Us
Connect with one of our lending specialists.
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